Private client services

Cost-effective payments; personal & local service

Access quick and easy international payments and foreign exchange with Circadian FX. We are not a bank, which means we can offer a more local and personal service – and more competitive rates.

You can be certain that your money remains secure, using our Currencycloud payment engine which trades over £1.5bn per month.

You’ll save money with our clear pricing, easy system and fast settlements, and have access to personal support whenever you need it.

We promise to strip away the unnecessary jargon and keep things simple, so you know exactly what you’re getting for your money with complete unparalleled transparency.

Trade currency with confidence through Circadian FX


  • No account opening charge
  • No hidden fees
  • No adjusted spread
  • See the mid-market rate
  • Wide choice of currencies


  • Our platform is easy to use and understand
  • Check quotes
  • Make secure payments
  • Review complete trade history for accounting and audit


  • Trade first pay later
  • Payments can be delivered worldwide within hours
  • Save payment details for repeat transactions
  • All funds held in segregated accounts

What our clients say

“I use Circadian FX to make payments in Euros over to Ireland and have been really happy with the way that they’ve helped me with everything. Jim very patiently walked me through my first couple of transactions and I now find their platform very easy to use. Of course it also depends on how competitive the rates are and for me they are always the best.”

Ian Bonney.

“I have done half a dozen transactions with Jim since he established Circadian FX. The spread is transparent and Jim is open to discussion on establishing and maintaining best pricing vs other venues. If you believe you may be paying over the odds on currency transactions with your bank (does anyone still use a bank?) or broker give Jim a call.”

Nick Hocart